Do you need insurance for an active shooter incident?

Insight Article

Disaster Planning

Security and risk mitigation regarding a potential active shooter incident is not an issue limited to the physical space of your medical practice, which is important when considering insurance coverage for practice stakeholders and administrative leaders.

Though workplace shootings are relatively rare when viewed through the lens of the many thousands of gun-related deaths that occur every year in the United States, high-profile incidents in 2019 — including the Virginia Beach shooting in June — are reigniting the debate over how employers should best manage the risks of such a threat, both with active and passive physical security measures and asset protection.

Ongoing gun violence and heightened awareness of it have prompted insurance program developers to address this specific area of risk with unique, “named-peril” policies that address mass violence in the same fashion that other policies are tailored to terror attacks or kidnapping/ransom.

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About the Author

Chris Harrop
Chris Harrop
Senior Editorial Manager MGMA

Chris Harrop, senior editorial manager, MGMA, serves as editor of MGMA's flagship print publication, MGMA Connection magazine, and oversees various association content publications while also serving as a contributing author for the organization. Prior to MGMA, he was managing editor of multiple news organizations in the Denver metro area. Email him.


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